Namaste, iam Donna Palomaki, Hope you’re doing well!
It’s no secret that red flags can pop up in any relationship, but if you’re seeing them after 12 months together, it’s time to take a step back and really assess the situation. From communication issues to trust problems, there are plenty of warning signs that could be telling you it’s time to move on. Don’t ignore ’em - they’re there for a reason! So keep your eyes peeled and don’t be afraid to take action if something doesn’t feel right. After all, better safe than sorry!
What Are 3 Red Flags At 12 Months? [Solved]
If your little one isn’t walking by 18 months, that’s a red flag. And if they’re still not heel-toe walking after a few months, that’s another one. If they’re not saying at least 15 words by 18 months or using two-word sentences by 2 years old, you should be concerned.
Late Payments: If you have any late payments on your credit report, it could be a sign that you are having difficulty managing your finances and may not be able to pay back a loan.
High Credit Utilization: If you are using more than 30% of your available credit, it could indicate that you are relying too heavily on debt and may not be able to manage additional borrowing.
Too Many Credit Inquiries: Having too many inquiries in the past 12 months can signal to lenders that you are desperate for credit or trying to take on too much debt at once.
Low Credit Score: A low credit score can indicate that you have a history of mismanaging debt or making late payments, which could make it difficult for lenders to trust that you will repay them in full and on time.
No Credit History: If there is no record of your past borrowing activity, lenders may view this as an indication that you do not have the experience necessary to manage additional debt responsibly.
Unpaid Collections Accounts: Unpaid collections accounts can remain on your credit report for up to seven years and can significantly lower your score if left unpaid or unresolved for an extended period of time
Red flags popping up in the last 12 months should be a cause for concern. It’s time to take a closer look and see what’s going on. Could be something serious, so don’t just brush it off. Better to nip it in the bud before it gets out of hand. Let’s not wait until it’s too late!
